CNH Financial Services Privacy Policy (the Privacy Policy) is all about personal information – all the things we know about you. Because your information is so important to us, we will always be honest and transparent about how we handle it.

If you are an Australian or New Zealand customer, this Privacy Policy explains how CNH and its related entities collect your personal information, what we do with it, and, most importantly, how it’s protected. It all comes down to CNH using personal information in innovative ways to provide great products and improved service.

All CNH entities are subject to strict standards in relation to the handling of personal information, regardless of where those entities are located. This Privacy Policy applies specifically to all Australian and New Zealand based CNH entities.

CNH is committed to complying with the privacy laws that apply to you, including (as applicable) the Privacy Act 1988 (Cth), which contains the 13 Australian Privacy Principles (APPs), the Privacy Act 2020 (NZ), which contains the New Zealand Information Privacy Principles (NZIPPs) and the Credit Reporting Privacy Code 2004 (Credit Reporting Code), in each case as may be amended or replaced from time to time (the Privacy Laws). The APPs and NZIPPs regulate the way that certain entities handle personal information. As a participant in the credit reporting system, CNH is also bound by the rules in the Privacy Laws which apply to credit reporting (e.g., such as the Credit Reporting Code). More information about CNH’s credit reporting practices can be found in this Privacy Policy.

The Privacy Laws do not apply to the handling of information that does not relate to an identified or identifiable individuals – for instance information about corporations.